Tag Archives: Employee Benefits

2022 FEATURE

Retirement Finance with Patrick Kelly (Ep. 31)



Planning for retirement isn’t a subject that we can tread lightly about.

One of the biggest questions people ask themselves is, “do I have enough money to retire and sustain my current lifestyle?”

In this episode, Keith Beggs interviews Patrick Kelly, best-selling author, and highly sought-after speaker and trainer. Patrick and Keith discuss how to ensure that you’re prepared for retirement so that you can live the lifestyle you want to.

Keith and Patrick discuss:

  • Why there is limited information about life insurance and the benefits
  • How to make life insurance, annuities, and retirement planning more exciting
  • How baseball relates to building long-term wealth
  • The importance of being proactive instead of reactive in building long-term wealth
  • And more

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About our Guest: Patrick Kelly is the best-selling author of 7 books. Tax-Free Retirement (2007), The Retirement Miracle (2011), Stress-Free Retirement (2013), The 5 Retirement Myths (2015), Seven Secrets to a Happy Retirement (2016), The Life Insurance Dilemma (2017), and Tax-Free Retirement – 10th Anniversary Edition (2017). Which together have sold more than 1,000,000 copies nationwide. Patrick has been one of the industry’s most sought-after speakers and trainers, delivering his unique message to over 150,000 financial professionals from coast to coast since the release of his first book in 2007. One of his greatest passions is to help consumers understand they are able to step off the roller coaster of fear and loss and onto the peace-filled road of growth and stability. Patrick lives in the Pacific Northwest with his wife of 28 years. Together they love spending time with their 4 children, their son-in-law, and their grandson.


2022 FEATURE

The Four Rs of a Business Owner: Recruit, Reward, Retain & Retire with John McDonough (Ep.30)



Retaining top talent has always been a concern for business owners in all types of industries and company sizes. But finding ways to do this without breaking the bank can be difficult. 

In this episode, Keith Beggs interviews John McDonough, senior managing director at Cool Springs Financial LLC, about how to retain top talent in your company, and rewarding these employees without impacting your own company growth or monetary growth. 

Keith and John discuss: 

  • How to set up retention programs for your C-suite level employees that aren’t bonuses 
  • How the non-qualified benefit can give the employers more control but still satisfy the needs of your employees
  • Pros and cons of a ESOP (Employee Stock Ownership Program) 
  • Why having your loan on the books can make you unbankable for future endeavors
  • Protecting yourself from the sudden departure of a top talent employee  

Resources: 

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Connect with John McDonough:

About our Guest: John is one of the original four Managing Directors to take Cool Springs Financial’s Prestige Strategy to market focusing on business, estate planning and retirement solutions that utilize specialty financing.

In his business planning practice, John helps business owners, executives, and key employees with strategies for executive compensation, employee retention, bonus structures, etc., all designed with little to no cost to the company and little to no tax to the employee.  John’s experience with Cool Springs and his ability to structure designs uniquely to fit the clients needs has made him a highly sought after resource for the rest of the industry.  

John has spoken at national meetings as a product matter expert, has served in an advisory role, and has served on the board of directors of several national organizations.

John married his high school sweetheart, and the two are proud parents of beautiful daughters.  He is passionate about his faith, family, and friends.  In his spare time, when John isn’t golfing, he is helping those in need through philanthropic initiatives he and his wife believe in deeply.

 


2022 FEATURE

Getting the Most Out of Employee Benefits Packages with Adam Fineberg. Part 2 of 5. (Ep.29)



If you own your own business and have employees, you know the costs of employee benefits, especially healthcare, has been rising.

In this episode, Keith Beggs speaks with Adam Fineberg, senior vice president at USI Insurance Services about how to keep benefits costs low, unconventional ideas to offer better packages to your employees and ways to grow your business and focus on what matters. 

Keith and Adam discuss: 

  • The importance of healthcare in the employee benefit package 
  • Why healthcare costs are so expensive and appear to only getting higher 
  • How USI uses their market leverage and underwriting to lower the price for an employer
  • Five tips for an employer to keep their benefits costs down
  • And more!

 

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Connect with Adam Fineberg:

About our Guest: Adam Fineberg is a Senior Vice President located in the USI Southwest, Inc.(USI) Houston, Texas office. He has served the benefits industry for the past 15 years. Adam serves as a lead consultant and provides strategic planning and guidance. He also coordinates the deployment of local and regional analytical and compliance resources, among others. He has been with USI since 2010.

He offers detailed knowledge of carrier underwriting, provider contracting, and all major carriers to benefit USI clients. He is an established negotiator and uses his leverage and product design. Adam has extensive focus on long-term relationships with technical skills to ensure USI clients receive favorable terms and conditions.

Adam is a certified Pharmacy Benefit Specialist (CPBS), which is a University of Kentucky accredited program focused on Pharmacy Contract Negotiation. Adam also holds a B.A. in Business from University of Houston-Downtown.