Tag Archives: financial planning

2022 FEATURE

21. How Well Do You Understand Your Medicare Coverage? With Sean Rose



Anyone who has ever looked into, or is currently receiving Medicare knows it can be very confusing to understand your coverage and what you’re entitled to. But understanding this and how to get those benefits can be the difference for what your retirement years will look like. 

In this episode, Keith Beggs talks with Sean Rose, unit supervisor at Bankers Life, about some of the big issues that individuals have faced with their Medicare in 2021 and what you can do to stay ahead of Medicare changes, and on top of your retirement planning. 

Sean discusses: 

  • The difference in part A and part B of Medicare and what each plan covers 
  • Changes to custodial care in Medicare 
  • How Social Security works with Medicare part B
  • Why going to different pharmacies might end up costing you more money with your drug plans 
  • What IRMAA is and what it has to do with your Medicare 
  • And more

Resources: 

LongTermCare.gov Website 

Connect with Keith Beggs:

Connect with Sean Rose:

 


20. The Truths and Myths to Investing – Part Two



Knowing what investing strategies are based on academic research, and not theory, can be one of the biggest challenges when it comes to preparing your portfolio. 

In part two of this series, Keith Beggs reveals three academic theories that are proven to have better rewards than other strategies you might read on the internet, or hear from your “stock-savvy” friends.  

Keith discusses: 

  • How modern portfolio theory, efficient market hypothesis, and the three factor model make up the “Matson Method”
  • Why free markets have real potential to work if you take the long-term approach
  • How to truly diversify your portfolio 
  • Why investing in smaller companies can actually give you higher returns than investments in larger companies
  • Three factors that can tell you if a company has the potential to obtain higher growth
  • And more

Resources: 

Connect with Keith Beggs:


19. The Truths and Myths of Investing – Part One



Not everything you read about investing on the internet is true… And some of these lies could cost you more money than you think.

In part one of this mini-series about truths and misconceptions about investing, Keith Beggs focuses on four common myths people believe about investing, and how they could be hurting your investments. 

Keith discusses: 

  • Why stock-picking is a nonsensical investing method
  • How the Law of Large numbers help massive investing companies keep making money
  • Realities behind market-timing, and the damage it could be causing your accounts
  • How rebalancing can help your portfolio grow 
  • And more

Resources: 

 

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18. The Truth About Procrastination and Your Money



Procrastination is something many of us face every day—but procrastinating on your financial planning can have much more damaging consequences to your future the longer you hold off. 

In this episode, Keith Beggs gets honest about how procrastination affects our finances. Follow along as Keith gives some great advice that you can implement today that will help you get your finances on track to the future you have always dreamed of having. 

Keith discusses: 

  • Why people procrastinate when it comes to their finances 
  • How procrastinating on your finances can end up having negative impact on your future 
  • How to get started with a practical budget started that works for you
  • Useful suggestions to help you stop procrastinating and take charge of your finances now 
  • And more

Resources: 

Connect with Keith Beggs:


Episode 10 – Everything You Need To Know About Mortgages — With Wes Kleckley



Mortgage interest rates are historically low, but what does this mean for your home and your mortgage? 

In this episode, Keith Beggs sits down with Wes Kleckley, branch manager and loan officer at Interlinc Mortgage. Wes shares his expertise and answers your questions and concerns about your home loan, how 2020 has affected interest rates, and what you need to know about refinancing. 

In this episode, you will learn:

  • Whether you should be thinking about refinancing during the pandemic
  • The two types of mortgage refinancing
  • If there is an age limit or specific timeframe for refinancing
  • What kind of interest rates you should be looking at on second homes or investment properties
  • Costs associated with refinancing
  • And more!

Tune in to discover everything you need to know about mortgages in 2020 and beyond! 

Resources: Steadfast Wealth Strategies | Keith Beggs | Interlinc Mortgage | Wes Kleckley


Episode 9 — Financial Education Is Crucial To Your Business: Learn Why! – With Guest Nick Herman



There’s an enormous need for basic financial literacy within many sectors today — understanding the financial side of your business and continuing your financial education is a crucial part of being successful.

In this episode Keith Beggs speaks with Nick Herman, president and founder of The Institute for Financial Awareness (IFA). Nick shares how valuable financial education truly is and why it should matter to you.

In this episode, you will learn:

  • Why financial literacy matters in all sectors of business
  • Why Nick started The Institute for Financial Awareness
  • How IFA helps employees and members receive the financial education and guidance they deserve
  • And more!

Tune in to learn more about IFA today! 

Resources: Steadfast Wealth Strategies | Keith Beggs | (832) 506-9034 | The Institute for Financial Awareness


Episode 8 – Simple Steps to a Healthier You



Does your New Year’s resolution revolve around a healthier and happier you? 

Then you’re in for a ride! 

In this episode, Keith Beggs is joined with the head of Lifetime Fitness training program Bryce Morris. Bryce shares simple steps you can take to achieve the healthy lifestyle you desire. 

In this episode, you will learn:

  • How to stay on track with your New Year’s resolution
  • How to train your mind to be consistent when building your routine
  • How to eat healthy and maintain a clean diet
  • Why sleep is so important with fitness goals
  • The importance of staying hydrated
  • And more!

Join us to discover simple steps you can take to achieve that healthy lifestyle! 

Resources: Steadfast Wealth Strategies | Keith Beggs | (832) 506-9034 | BMO Fit | Follow Bryce Morris on Instagram


Episode 7 – How COVID-19 Has Impacted Real Estate in Houston — With Chris Boyles



Has COVID-19 changed the real estate market? 

Let’s find out! 

In this episode, Keith Beggs is joined by Chris Boyles, broker and owner of CB Realty. Chris has led CB Realty to be one of the top 1% of real estate teams in the Houston area, and he’s here to answer your questions and concerns about real estate in this changing environment. 

In this episode, you will learn:

  • The trampolining affect in the housing market 
  • The real estate market trends in the Houston area
  • The housing market for retirees
  • What the 65 exemption is 
  • How to view property amidst the pandemic
  • And more!

Listen in now as Chris Boyles answers your questions about the impact on real estate due to COVID-19! 

Resources: Steadfast Wealth Strategies | Keith Beggs | (832) 506-9034 | CB Realty | Christopher Boyles : (832) 581-3661 


Episode 6 – How COVID-19 has Impacted the College Experience — With Adam H. Blumenthal



How has COVID-19 altered your college experience?  

In this episode, Keith Beggs is joined with Adam H. Blumenthal, co-founder of College Authority. Together they discuss how COVID-19 has disrupted and altered the ideal college experience. Blumenthal also shares various examples of what a parent should know and be cautious of as they move through the process of college planning. 

In this episode, you will learn:

  • Paternal concerns on college planning
  • If you still need to take the SAT and are there any benefits in taking the test
  • The difference between needs-based aid vs. merit-based aid
  • How to maximize financial aid in a pandemic
  • And more!

Tune in now  to discover how COVID-19  has changed the college experience for both current and prospective students! 

Resources: Steadfast Wealth Strategies | Keith Beggs | (832) 506-9034 | The College Authority | YouVisit- Virtual College tours


Episode 5 – The Three Types of Wall Street Bullies



Have you encountered a Wall Street bully? Let’s find out!

In today’s episode, Keith Beggs is ready to save you from the “Wall Street bullies”. Keith discusses what a Wall Street bully is, the different types you may encounter and how you can recognize them before falling for one of their tactics. 

In this episode, you will learn:

  • Who the Wall Street bullies are
  • The three types of Wall Street Bullies and how to recognize them
  • What is the law of large numbers 
  • And more!

Tune in now to learn how to outsmart the Wall Street Bullies! 

Resources: Steadfast Wealth Strategies | Keith Beggs | (832) 506-9034