Monthly Archives: January 2021

Episode 11 – Why Use Premium Financing: Part 1 — With Guest John McDonough



In a nutshell, premium financing is an insurance structure when a lender pays the premiums to the policy on behalf of the client. But this doesn’t have to strictly be a death benefit—it can be an extremely useful tool in estate planning!

In part one of this three-part mini-series, Keith Beggs and John McDonough, senior managing director at Cool Springs Financial, discuss the fundamentals of premium financing and share why premium financing might be the right tool for you. 

In this episode, you will learn:

  • How premium financing works
  • How to decide if premium financing is right for you
  • The benefits of premium financing 
  • Why clients tend to shy away from premium financing, but shouldn’t
  • And more!

Tune in now to learn the fundamentals of premium financing! 

Resources: Steadfast Wealth Strategies | Keith Beggs | Cool Springs Financial | John McDonough


Episode 10 – Everything You Need To Know About Mortgages — With Wes Kleckley



Mortgage interest rates are historically low, but what does this mean for your home and your mortgage? 

In this episode, Keith Beggs sits down with Wes Kleckley, branch manager and loan officer at Interlinc Mortgage. Wes shares his expertise and answers your questions and concerns about your home loan, how 2020 has affected interest rates, and what you need to know about refinancing. 

In this episode, you will learn:

  • Whether you should be thinking about refinancing during the pandemic
  • The two types of mortgage refinancing
  • If there is an age limit or specific timeframe for refinancing
  • What kind of interest rates you should be looking at on second homes or investment properties
  • Costs associated with refinancing
  • And more!

Tune in to discover everything you need to know about mortgages in 2020 and beyond! 

Resources: Steadfast Wealth Strategies | Keith Beggs | Interlinc Mortgage | Wes Kleckley