Episode 12 – Why Use Premium Financing: Part 2 — With Guest John McDonough



Business owners are utilizing premium financing to their advantage. 

Find out how you can do the same in part two of this mini-series with Keith Beggs and John McDonough, senior managing director at Cool Springs Financial. Keith and John discuss how business owners can effectively use premium financing to help fund their business.

In this episode, you will learn:

  • A variety of ways business owners use premium financing 
  • The benefits of premium financing for business owners and their employees
  • What key employee/key person coverage is 
  • Three traditional ways business owners can receive help through premium financing
  • How to retire with or pass down your business using premium financing 
  • And more!

Listen in now to learn the use of premium financing as a business owner!  

Resources: Steadfast Wealth Strategies | Keith Beggs | Cool Springs Financial | John McDonough 


Episode 11 – Why Use Premium Financing: Part 1 — With Guest John McDonough



In a nutshell, premium financing is an insurance structure when a lender pays the premiums to the policy on behalf of the client. But this doesn’t have to strictly be a death benefit—it can be an extremely useful tool in estate planning!

In part one of this three-part mini-series, Keith Beggs and John McDonough, senior managing director at Cool Springs Financial, discuss the fundamentals of premium financing and share why premium financing might be the right tool for you. 

In this episode, you will learn:

  • How premium financing works
  • How to decide if premium financing is right for you
  • The benefits of premium financing 
  • Why clients tend to shy away from premium financing, but shouldn’t
  • And more!

Tune in now to learn the fundamentals of premium financing! 

Resources: Steadfast Wealth Strategies | Keith Beggs | Cool Springs Financial | John McDonough


Episode 10 – Everything You Need To Know About Mortgages — With Wes Kleckley



Mortgage interest rates are historically low, but what does this mean for your home and your mortgage? 

In this episode, Keith Beggs sits down with Wes Kleckley, branch manager and loan officer at Interlinc Mortgage. Wes shares his expertise and answers your questions and concerns about your home loan, how 2020 has affected interest rates, and what you need to know about refinancing. 

In this episode, you will learn:

  • Whether you should be thinking about refinancing during the pandemic
  • The two types of mortgage refinancing
  • If there is an age limit or specific timeframe for refinancing
  • What kind of interest rates you should be looking at on second homes or investment properties
  • Costs associated with refinancing
  • And more!

Tune in to discover everything you need to know about mortgages in 2020 and beyond! 

Resources: Steadfast Wealth Strategies | Keith Beggs | Interlinc Mortgage | Wes Kleckley


Episode 9 — Financial Education Is Crucial To Your Business: Learn Why! – With Guest Nick Herman



There’s an enormous need for basic financial literacy within many sectors today — understanding the financial side of your business and continuing your financial education is a crucial part of being successful.

In this episode Keith Beggs speaks with Nick Herman, president and founder of The Institute for Financial Awareness (IFA). Nick shares how valuable financial education truly is and why it should matter to you.

In this episode, you will learn:

  • Why financial literacy matters in all sectors of business
  • Why Nick started The Institute for Financial Awareness
  • How IFA helps employees and members receive the financial education and guidance they deserve
  • And more!

Tune in to learn more about IFA today! 

Resources: Steadfast Wealth Strategies | Keith Beggs | (832) 506-9034 | The Institute for Financial Awareness


Episode 8 – Simple Steps to a Healthier You



Does your New Year’s resolution revolve around a healthier and happier you? 

Then you’re in for a ride! 

In this episode, Keith Beggs is joined with the head of Lifetime Fitness training program Bryce Morris. Bryce shares simple steps you can take to achieve the healthy lifestyle you desire. 

In this episode, you will learn:

  • How to stay on track with your New Year’s resolution
  • How to train your mind to be consistent when building your routine
  • How to eat healthy and maintain a clean diet
  • Why sleep is so important with fitness goals
  • The importance of staying hydrated
  • And more!

Join us to discover simple steps you can take to achieve that healthy lifestyle! 

Resources: Steadfast Wealth Strategies | Keith Beggs | (832) 506-9034 | BMO Fit | Follow Bryce Morris on Instagram


Episode 7 – How COVID-19 Has Impacted Real Estate in Houston — With Chris Boyles



Has COVID-19 changed the real estate market? 

Let’s find out! 

In this episode, Keith Beggs is joined by Chris Boyles, broker and owner of CB Realty. Chris has led CB Realty to be one of the top 1% of real estate teams in the Houston area, and he’s here to answer your questions and concerns about real estate in this changing environment. 

In this episode, you will learn:

  • The trampolining affect in the housing market 
  • The real estate market trends in the Houston area
  • The housing market for retirees
  • What the 65 exemption is 
  • How to view property amidst the pandemic
  • And more!

Listen in now as Chris Boyles answers your questions about the impact on real estate due to COVID-19! 

Resources: Steadfast Wealth Strategies | Keith Beggs | (832) 506-9034 | CB Realty | Christopher Boyles : (832) 581-3661 


Episode 6 – How COVID-19 has Impacted the College Experience — With Adam H. Blumenthal



How has COVID-19 altered your college experience?  

In this episode, Keith Beggs is joined with Adam H. Blumenthal, co-founder of College Authority. Together they discuss how COVID-19 has disrupted and altered the ideal college experience. Blumenthal also shares various examples of what a parent should know and be cautious of as they move through the process of college planning. 

In this episode, you will learn:

  • Paternal concerns on college planning
  • If you still need to take the SAT and are there any benefits in taking the test
  • The difference between needs-based aid vs. merit-based aid
  • How to maximize financial aid in a pandemic
  • And more!

Tune in now  to discover how COVID-19  has changed the college experience for both current and prospective students! 

Resources: Steadfast Wealth Strategies | Keith Beggs | (832) 506-9034 | The College Authority | YouVisit- Virtual College tours


Episode 5 – The Three Types of Wall Street Bullies



Have you encountered a Wall Street bully? Let’s find out!

In today’s episode, Keith Beggs is ready to save you from the “Wall Street bullies”. Keith discusses what a Wall Street bully is, the different types you may encounter and how you can recognize them before falling for one of their tactics. 

In this episode, you will learn:

  • Who the Wall Street bullies are
  • The three types of Wall Street Bullies and how to recognize them
  • What is the law of large numbers 
  • And more!

Tune in now to learn how to outsmart the Wall Street Bullies! 

Resources: Steadfast Wealth Strategies | Keith Beggs | (832) 506-9034


Episode 4 – Do Annuities Deserve a Bad Rap? Here Are Their Pros and Cons



Annuities –– it’s a product that’s both criticized and highly recommended by people in financial services.

Today, Keith Beggs helps you sort through the wildly differing opinions about annuities. He dives into the different types of annuities, consumers’ top concerns about using them, and why economists tout them as a sensible way to provide safe income in retirement. 

In this episode, you will learn:

  • What an annuity is and the two types of annuities
  • About the three types of deferred annuities
  • Whether there are annual contribution limits to an annuity
  • The disadvantages of using annuities 
  • How an annuity gets taxed when you’re retired
  • And more!

Tune in now to get clarity on how annuities work! 

Resources: Steadfast Wealth Strategies: (832) 506-9034 | Keith Beggs on LinkedIn | Looking for Guaranteed Lifetime Income? Join the Club by Michael Finke 


Episode 3 – 5 Mistakes You May Be Making as an Investor



To say the investment market is volatile right now would be an understatement. While it’s completely normal for market volatility to make you nervous, there are five mistakes to avoid in order to succeed as an investor. 

In this episode, Keith Beggs shares the five most common mistakes you may be making in investing and how you can avoid making them in the future. He provides effective recommendations and guidance to help you become a successful investor! 

In this episode, you will learn:

  • How people tend to respond to fear during market uncertainty
  • Why you need to balance your portfolio
  • The basics of the modern portfolio theory
  • Why regular risk assessments and portfolio analysis are crucial
  • And more!

Tune in to discover the five mistakes you may be making as an investor and how to avoid making them! 

Resources: Steadfast Wealth Strategies | Keith Beggs